01
Your data does not train third-party models
The architecture is set during the diagnosis: data residency in the Principality, no reuse for training, logging of every access. It is verifiable, and it goes into the contract.
Sector · Wealth management
AI forfamily offices in Monaco.
Your managers spend more time building files than managing assets. Here is what AI really takes on in a Monegasque family office, what it must never take on, and under what conditions law n°1.565 allows it.
The bottleneck is not reporting
When a family office considers AI, the first request is almost always about reporting. It is visible, it comes back every quarter. It is also, in most houses, the best-equipped process.
Time is lost at the entry point, when onboarding a complex wealth structure. A Luxembourg holding, two trusts, a property in the Principality, a yacht under a foreign flag: for weeks, your most experienced staff collect documents, read them, cross-check them and rebuild an ownership chart by hand.
This is exactly the kind of task a well-designed AI system takes on, and the one that hides the most underestimated confidentiality risk. We develop this reasoning in our analysis the real bottleneck of a family office.
Five tasks
What AI takes on.
Our estimator’s deliberately cautious assumptions: each task is weighted by the share of staff who actually perform it.
| Task | Temps hebdomadaire | Part automatisable | Staff involved |
|---|---|---|---|
| Collecte & analyse documentaire | 7 h | 65 % | 80 % |
| AML compliance | 5 h | 60 % | 40 % |
| Reporting AMSF & consolidation | 6 h | 70 % | 25 % |
| Schedules & client follow-up | 4 h | 70 % | 70 % |
| Correspondance clients | 4 h | 55 % | 100 % |
Weekly time measured for a staff member who actually performs the task. An audit replaces these averages with your figures.
Law n°1.565
What the law requiresof your project.
02
AI does not decide compliance
In AML due diligence, AI prepares the file, cross-checks the documents and flags inconsistencies. The onboarding decision remains human, traced and reasoned.
03
Register and impact assessment included
Processing wealth data calls for an up-to-date register and, depending on the risk, an impact assessment. These outputs are part of the engagement. Our analysis of the law.
Frequently asked questions
Your questions,our answers.
Twelve weeks at most from immersion to production, with a prototype on your real files from week four. See the method.
Does our client data leave Monaco?
No. The architecture is set during the diagnosis so that your data stays hosted in the Principality with providers established there, on a private European cloud or on your own servers. It is never used to train a third-party model, and every access is logged.
Can AI approve a new client relationship for us?
No, and we do not offer it. In AML due diligence, AI prepares the file, cross-checks the documents, flags inconsistencies and drafts a summary. The decision remains human, traced and reasoned. An AI deciding alone on a new relationship would expose you before the AMSF as well as the APDP.
How quickly do we see a first result?
A prototype runs on your real files within four weeks, and the first gains can be measured in the weeks that follow. The full cycle, from immersion to production, takes no more than twelve weeks.
Do we need an in-house technical team?
No. We design, deploy and train. The tools are built for wealth managers and lawyers, not engineers. The documentation we hand over lets your teams run them without us.
Can the Fonds Bleu fund this project?
An artificial intelligence and data integration project is eligible, and co-funding can reach 70% excl. VAT for eligible entities. We support you in putting the application together, in partnership with a Monaco-based provider. See our Fonds Bleu funding page.
The eight sectors
Eight sectors,one standard.
- 01Family offices & wealthMulti-entity KYC onboarding, consolidated reporting
- 02Private bankingAML compliance, credit file summaries
- 03Law firmsMulti-jurisdiction research, drafting deeds
- 04Prime real estateMandates and documents, buyer qualification
- 05Building managers & conciergeGeneral meetings, replies to residents
- 06YachtingPort formalities, crew schedules
- 07Accounting firmsBookkeeping and client documents, tax deadlines
- 08Business servicesInvoicing and reminders, activity reporting
Contact
What if we auditedyour potential?
A 30-minute conversation to identify a first high-impact use case. Confidential, with a non-disclosure agreement from the first conversation.
Book a meeting