Monaco Sovereign Artificial Intelligence expertise, compliant & local

The intelligence that serves
the Principality.

Minervia identifies AI opportunities profession by profession, then designs and deploys the agents that save your teams time, compliant with Monegasque regulatory requirements.

0
of time-consuming tasks are technically automatable by AI
0
freed each week per employee, on average
0
data processed & hosted in the Principality
0
fields of expertise served locally

Sources : McKinsey Global Institute, 2024 (automation potential & time freed by generative AI).

A dual role

Spot the opportunity,
then deploy it.

We don't sell a tool. We start from your professions, measure the real potential, then build the AI that fits into your processes, within the Monegasque framework.

Discuss your case
01 · Diagnosis

Opportunity audit

A mapping, profession by profession : where AI genuinely saves time, quality and processing speed, with a clear figure on the expected return.

  • Mapping of processes & automatable tasks
  • Estimate of gains : time, cost, quality
  • Roadmap prioritised by impact & feasibility
02 · Execution

Expertise & deployment

From proof of concept to production : design of AI tools and agents, integration with your IT systems, team training and change management.

  • Bespoke AI agents & tools
  • Sovereign hosting & regulatory compliance
  • Training, adoption & continuous improvement
Artificial Intelligence expertise

Experts in Monaco,
four core areas.

From the first opportunity to the tool in production, our team of experts covers the entire value chain of your AI projects, bespoke and fully sovereign.

01
On request

Strategic AI audit

We map your processes profession by profession and identify, with evidence, the use cases where AI creates the most value. Each opportunity is scored on five criteria and quantified in expected return.

What it enables
  • Prioritise investment on the highest-impact levers
  • Bring leadership on board with a costed business case
4 to 6 weeks
02
On request

Process automation

We deploy targeted automation on your high-volume repetitive tasks: compliance, reporting, follow-ups, data entry and document processing. Your teams keep the decision, AI absorbs the load.

What it enables
  • Free up significant time on low-value tasks
  • Reduce errors and strengthen controls
6 to 12 weeks
03
On request

Bespoke business-tool development

We design and integrate into your information system AI agents, assistants, copilots and dashboards built for your professions. Tools your teams truly adopt, hosted in the Principality and controlled end to end.

What it enables
  • Give each team the exact tool it needs
  • Keep data sovereign and the tool under control
3 to 9 months
04
On request

Training & AI enablement

We upskill your teams, from leadership to operations, on the concrete uses and limits of AI. Sessions grounded in your professions, far from theoretical principles.

What it enables
  • Secure usage: confidentiality, compliance, critical thinking
  • Make your teams autonomous with AI day to day
Tailored formats
Goal

Make Artificial Intelligence a genuine lever of performance for your organisation, by helping you design, deploy and secure AI solutions that create value, are reliable, governed and fully integrated into your business and digital transformations.

Leading AI models, sovereign hosting & partners of the Place

Claude Mistral AI Gemini Monaco Cloud Monaco Telecom Telis Altores
Areas of expertise

Monaco's economy,
profession by profession.

Eight fields at the heart of the local economy, each with its highest-impact use cases and its own confidentiality requirements.

01

Wealth management & Family Offices

Document collection, AML compliance, schedules, SICCFIN reporting.

up to 0compliance time (potential)
ReportingAMLOnboarding
02

Private banking & financial institutions

KYC / KYB, risk scoring, anti-money-laundering, regulatory reporting.

up to 0KYC time (potential)
KYC / KYBScoringReporting
03

Law firms & legal practices

Drafting, multi-jurisdiction research, document synthesis, transcription.

up to 0drafting time (potential)
DeedsResearchTranscription
04

Luxury real estate & development

Document management, brochures, planning intelligence, buyer matching.

0conversion (potential)
MandatesListingsMatching
05

Property management & concierge

General meetings, calls for funds, resident replies, concierge requests.

24/7multilingual resident support
MeetingsFollow-upsConcierge
06

Yachting

Crew management, customs and port formalities, maintenance, concierge.

24/7multilingual operations
CrewCustomsMaintenance
07

Health, wellness & private clinics

Patient records, medical summaries, accreditations, multilingual communication.

up to 0admin time (potential)
RecordsSummariesAdmin
08

Professional services & corporate

Invoicing, OCR, predictive filing, administrative follow-up, reporting.

up to 0manual entry (potential)
InvoicingOCRReporting

"Potential" figures : orders of magnitude observed on comparable cases, to be confirmed by an audit. Macro data : McKinsey, 2024.

Monegasque roots

At the heart of the Place,
in tune with Monaco.

A team that knows the Principality, its institutions and its standard of discretion. We deploy artificial intelligence worthy of the Monegasque Place, and of its regulations.

The Minervia method

A four-phase methodology,
from audit to deployment.

A clear thread, from the first meeting to continuous improvement : at every stage, you know what you gain.

01

Immersion & framing

Interviews with your teams, observation of processes in real conditions and mapping of document flows. We spot friction points before any development.

1 to 2 weeksInterviewsMapping
02

Diagnosis & prioritisation

Each process is scored on five criteria : volume, frequency, complexity, automation and regulatory constraints. You get an opportunity matrix and a costed business case.

1 week5-criteria scoringROI per lever
03

Sovereign deployment

Rapid prototyping, real-condition testing then progressive go-live, starting with the highest-impact levers. Local hosting and compliance with law no. 1.565.

4 to 8 weeksLocal hostingIT integration
04

Performance measurement & monitoring

Gain indicators, dashboards and monitoring over time. We measure the solution's real performance and keep improving it.

Continuous monitoringGain indicatorsContinuous improvement
Sovereignty & compliance

An AI that stays
in the Principality.

Monegasque data is sensitive and strategic. Our commitment : sovereign, locally hosted processing, compliant with the Monegasque data-protection framework and the requirements of the APDP.

Discuss your compliance

Personal data protection

Law no. 1.565 of 3 December 2024, aligned with the GDPR and Convention 108+. Processing supervised and controlled by the APDP, which succeeds the CCIN.

Law no. 1.565

Sovereign hosting

Your data stays in the Principality, hosted with sovereign providers (Monaco Cloud, Monaco Telecom, Telis) or on a private European cloud, or even on-premise. Never beyond your control.

Sovereignty

Confidentiality & ethics

Data partitioning, traceability of decisions and professional secrecy. AI augments your teams ; it does not decide in their place.

Governance

References : law no. 1.565 of 3 December 2024 on the protection of personal data, APDP authority. Minervia supports you in achieving compliance, without acting as a substitute for legal advice.

Savings estimator

How much could AI save you ?

A few questions about your sector, your headcount and your tasks : get a costed estimate of the time and budget you could recover each year, in under a minute.

Run my estimate
70%of time-consuming tasks automatable
Get in touch

Let's build your
first AI building block.

A 30-minute conversation to scope your challenges and identify a first high-impact use case. Confidential, no commitment.

Direct

contact@horae.io

Principality of Monaco

Your information stays confidential and is used only to handle your request.